Physical risk
Climate exposure, geo-coded.
Score every borrower and collateralised asset against flood, heat, cyclone, and water-stress scenarios - at the pin-code level.
Aligned to NGFS / IPCC pathway scenarios
Integrate Myplan8® APIs to trace and optimise climate-financed flows, automate ESG & CSRD compliance, and embed portfolio-level climate risk modelling directly into your core banking stack.
Frameworks aligned
GHG · IFRS · CDP · TCFD
Coverage
Scope 1 · 2 · 3
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Myplan8® Climate Intelligence Layer
Portfolio climate analysis
From the moment your portfolio lands to the day you publish a transition plan, Myplan8® turns unstructured climate signals into structured banking decisions.
Stage 01
Ingest your loan book - counterparty, sector, geography, tenor, use of proceeds - through a single signed API.
Stage 02
Each exposure is mapped against real climate signals - sector pathways, physical risk, emission intensity.
Stage 03
One transparent climate score for the book, broken down by sector, geography, and counterparty cluster.
Stage 04
Move from snapshot to plan - re-allocation scenarios, target setting, and regulator-ready transition narratives.
Compliance coverage
Mapped at the data-model level - not as a reporting overlay - so a single source of truth covers every disclosure regime your supervisors and stakeholders care about.
Code
Framework
Jurisdiction
Scope covered
Status
Corporate Sustainability Reporting Directive
EU · Double-materiality, ESRS-aligned disclosures
EU
Double-materiality, ESRS-aligned disclosures
IFRS S1 / S2 Climate Disclosures
Global · Governance, strategy, risk, metrics
Global
Governance, strategy, risk, metrics
Business Responsibility & Sustainability
India · 9 NGRBC principles, listed-entity filings
India
9 NGRBC principles, listed-entity filings
GHG Protocol - Corporate Standard
Global · Scope 1, 2 and selected category-3 lines
Global
Scope 1, 2 and selected category-3 lines
Taskforce on Nature-related Disclosures
Global · Nature-related risk, biodiversity exposure
Global
Nature-related risk, biodiversity exposure
Need a regime not listed here? Most additions ship in under one quarter - talk to us about your roadmap.
Climate risk modelling
Built on the same models your regulators reference - calibrated against NGFS scenarios and refreshed against the current emission factor library.
Physical risk
Score every borrower and collateralised asset against flood, heat, cyclone, and water-stress scenarios - at the pin-code level.
Aligned to NGFS / IPCC pathway scenarios
Transition risk
Map sectoral exposure against decarbonisation pathways. Spot stranded-asset risk and policy-sensitive lines before regulators do.
Sector-decarb pathways refresh quarterly
Portfolio modelling
Run climate stress tests across the book - by sector, geography, tenor, or counterparty cluster - and export regulator-ready scenarios.
Scenario library extends to bespoke regulator asks
Embed into your stack
Drop into your origination, treasury, or reporting stack - scoring, tagging, risk runs, and disclosure exports all sit behind a single signed API surface.
Score a green-loan applicant against your committed taxonomy.
curl -X POST https://api.myplan8.earth/v1/borrowers/B-2104/climate-score \
-H "Authorization: Bearer $MP8_KEY" \
-d '{
"sector": "cement",
"facility_amount_inr": 850000000,
"tenor_months": 84,
"use_of_proceeds": ["kiln_efficiency", "alt_fuels"]
}'
# → { "score": 71, "band": "B+", "factors": {...}, "audit_id": "..." }For risk, ESG & treasury teams
Book a working session with our solutions team - we'll plug into a sample portfolio and show you origination scoring, scenario runs, and a regulator disclosure pack in under 45 minutes.
Working session
45 min · with engineer & ESG lead